Insurance

  • Don't Drive A Vehicle? 3 Things To Do With Your Auto Insurance


    In today's world when money is tight and so many people are living paycheck to paycheck, no one is looking to pay for things or bills that are unnecessary, So, if you have a vehicle on your insurance that you are not currently driving, you may be wondering if it is possible to get rid of it on your policy and save some much-needed dough without getting dinged. While it may not be as simple as canceling a subscription to a magazine, it is possible to do something about it.
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  • How To Avoid Accidental Gun Injuries In Your Home


    Merely keeping your gun under lock and key isn't enough; people have found ways to break into "safe" locks, even kids. Therefore, you need other measures to ensure that your guns won't be stolen or cause injury in your home. These additional measures will help: Unload the Guns It's easier for a loaded gun to cause an accidental injury than an unloaded one. For example, even a toddler with a loaded gun can cause a fatal injury.
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  • What You Need To Know About Traffic Citations And Your Auto Insurance


    It is no secret that your driving record will play an important role in your auto insurance coverage. People who have worse driving records tend to pay more in insurance cost over time. Here are some things that you need to know about your driving record and your auto insurance. When I Get A Citation Is The Insurance Immediately Notified? Many people wonder when the insurance company is notified after a citation.
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  • How Additional Living Expenses Coverage Works With Home Insurance


    Have you ever wondered what would happen if your entire house was destroyed by a fire or some other type of disaster? An event like this would force you to have to live somewhere else while your home was being renovated or rebuilt. Not only would this be inconvenient, but it could also be costly. You would still be required to pay your mortgage payments and other expenses, but you would also have to pay to live somewhere else unless you had additional living expenses coverage with your home insurance policy.
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  • 4 Completely Easy Ways To Save Money On Auto Insurance


    Auto insurance rates can run you an average of $100 to $200 a month, depending on where you live. Even though you need this type of insurance if you own a car, you don't need to pay top dollar. However, getting a cut-rate plan that meets the bare minimum of requirements may not cover you when you really need it. But that doesn't mean your only option is to pay top dollar.
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  • Ask Your Insurance Agent If Your Homeowners Insurance Policy Covers These Four Things


    If you have homeowners insurance, you may think you are completely covered no matter what happens.  Unfortunately, this is likely not the case. Below are four areas of coverage you should ask your insurance company about. Earthquake Your insurance company may not automatically cover earthquake damage even if you live in an earthquake zone. Even a small earthquake can cause a lot of damage to a home. If you add this coverage to your policy and an earthquake damages your home, your insurance company may even help cover costs if you have to stay in a hotel while your home is being repaired.
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  • 4 Tips For Lowering Your Car Insurance


    Car insurance is one of those things people know they have to pay for every month but are not always so happy about it. If your car insurance premiums become very expensive, you may even dread paying them. There are many different factors that can cause your car insurance rates to go up, such as speeding tickets and a low credit score. If you are willing to make some changes, it's possible to have more affordable insurance.
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  • 3 Often-Overlooked Skills To Teach Your Teen Driver


    Getting a driver's license can be a major accomplishment for any teen, but it can also mean that your auto insurance premiums increase due to the increased risk of insuring a teen driver. If your teen gets into an accident your monthly premiums could increase even further, so taking precautions to help your teen avoid an accident can be a great way to keep your auto insurance rates as low as possible.
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  • Determining Liability For A Car-Livestock Crash


    An adult cow weighs thousands of pounds, which means colliding with one can cause you significant injuries and damages, not forgetting the injury inflicted on the cow. Therefore, in case you crash into a cow (or any other livestock), it's important to know who is responsible for the losses. These four questions can help you determine who should pay for the damages incurred in the accident: Where Were You Driving?
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  • The Variations in Replacement Costs as a Part of Homeowners Insurance Coverage


    You have probably heard that you can insure your home for its replacement value, which means your insurer will pay to reconstruct your house if it's destroyed by a covered risk. However, this is a generalization because nobody can foresee how much your house will cost to construct in the future. That is why insurers have come up with these three different solutions: Replacement Cost Conventional replacement cost ensures that your house is replaced or repaired as long as the repair or replacement cost doesn't exceed a preset dollar limit.
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