2019
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The Basics Of Getting Workers Compensation Insurance
Workers comp insurance is a fundamental part of the relationship between many businesses and their workers. It's a good idea, however, to understand the basics of the system. Let's look at four things you should know about workers compensation insurance. Are You Required to Carry Comp? The answer varies from state to state. For example, Pennsylvania has a strict rule that any business that has even one employee must carry workers compensation insurance.
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Tips For Handling A Parking Lot Car Accident
If you ever park your car in parking lots while shopping or doing business, there is always a chance you could end up in an accident. You might cause an accident by hitting a parked or moving car, or you might get hit by another car. In any case, here are several things you should understand about parking lot accidents and how auto insurance works for these types of incidents.
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4 Auto Insurance Terms To Know
If you own and operate a vehicle, you will need to purchase automobile insurance. In most states, a minimum amount of coverage is required by law. Therefore, educating yourself on this important type of insurance is imperative. With this guide, you will learn a few essential terms to know and fully understand when securing auto insurance. Deductible A deductible is a confusing term for most people even though it is a common term associated with all of your different insurance policies — homeowners and health included.
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Renting A Home? 4 Things You Need To Know About Renters Insurance
If you rent a house and you don't currently have an active renters insurance policy, you need to change that as soon as possible. Being without renters insurance can leave you facing quite a few problems if the home you're renting is damaged in a flood, fire, or another disaster. Here are four things you need to know about renters insurance. Your Landlords Insurance Won't Cover Your Losses If you're like most people, you probably think that your landlord's insurance policy will protect your belongings.
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Will Your Homeowner's Insurance Pay For Tree Damage?
Your homeowner's insurance coverage can pay for tree damages to your property; it depends on the exact circumstances of the damage. Below are the three major issues that determine whether your insurance carrier settles your tree damage claim. Cause of Damage The home insurance carrier will want to know what caused the tree to fall in the first place. Home insurance companies only compensate for accidental damage, and accidental damages are usually sudden.
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4 Common Car Insurance Misconceptions
Having the right auto insurance coverage can give you added peace of mind while you're behind the wheel. Unfortunately, there's a lot of misinformation out there about auto insurance coverage that could lead you to choosing the wrong policy or making other common mistakes. By being aware of some of these common misconceptions, you can stay better informed when it comes to your coverage. Getting a Quote Will Hurt Your Credit Score
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3 Tips For Saving On Auto Insurance
If you plan on owning a vehicle, personal auto insurance is a must throughout much of the country. In fact, there are only two states, New Hampshire and Virginia, where auto insurance is not a requirement. Even if you live in these states, you will still want auto insurance in case of an accident. While insurance does come in handy if you are in an accident, it can be a challenge to find an affordable policy.
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Need Renter's Insurance? 3 Things To Know
When you rent a home, you should always carry your own renter's insurance policy. Renter's insurance policies are affordable and are the best way to protect your belongings. When choosing a policy, there are a few technical things you need to know and consider. #1 Different Types of Coverage There are two different types of coverage you can purchase for your rental home. You can choose between an actual cash value plan or a replacement value plan.
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Should You Keep Homeowner's Insurance After Paying Off Your Mortgage?
One of the top reasons people have homeowner's insurance is to fulfill the requirement their lenders have for this. When you have a loan on your home, you cannot go without home insurance. Your lender will make you purchase a policy and will even purchase a policy for you if you do not do so on your own. When you pay off your mortgage, though, this requirement will no longer be valid, which means you could cancel your homeowner's insurance if you want to.
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