2022

  • Why Consider an Independent Insurance Agency When Buying Insurance?


    Big-name insurance companies often have dedicated insurance agents and agencies who work only for them. The only insurance products they sell are for a single company. While these agencies have splashy television advertising campaigns, they aren't always the best choices for the average person. These are a few reasons why you might want to consider working with a local independent insurance agency rather than one that is tied to a single insurance provider.
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  • 3 Car Insurance Mistakes To Avoid


    Car insurance will help you avoid paying for costly expenses that can sink you into financial distress. If you are involved in an accident that leads to irrational claims, having coverages like collision insurance, comprehensive insurance, property damage liability, and bodily injury liability might be helpful.  The right insurance cover will help you avoid tedious negotiations if you cause an accident. The insurance company will handle the repairs, legal costs, and medical costs.
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  • About Boat Insurance


    If you already own a boat, or you plan on purchasing one soon, you want to learn about boat insurance. While boat accidents may not be as common as car accidents, they still happen regularly. It's important for you to also make sure you are protecting yourself in case your boat is involved in an accident. Plus, there are other protections boat insurance can offer that you should take advantage of.
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  • Car Insurance Policy Lapse: Frequently Asked Questions


    Depending upon where you live, you will have some sort of legal requirement when it comes to owning a car insurance policy. Most car dealerships require you to have vehicle insurance and, in many cases, if you are pulled over by a police officer and do not have proof of automobile insurance, you will suffer a fine. This and many other reasons are why you should never allow your automobile insurance policy to lapse.
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  • Homeowners Insurance Updates: Things You Should Always Let Your Agent Know


    As a homeowner, your homeowner's insurance policy is far more important than you might give it credit for. In fact, many homeowners underestimate the importance of their insurance policy until they actually need it. Those homeowners often secure their home insurance when they get their mortgage, renewing the policy every year and not really thinking much about it afterward. The fact is that there are some things you should notify your homeowner's insurance agent about as soon as possible.
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  • 4 Important Homeowner Insurance Riders To Consider


    You want your homeowner's insurance to provide you with all the protection you need. For your policy to do that, often, you need to add riders onto your insurance policy. A standard policy is designed to cover the basics. If you want complete coverage, you need to add riders to your policy.   1. Jewelry One of the most common types of a rider is a jewelry rider. If you have a wedding or engagement ring, or any family heirlooms, there is a good chance that the value of your jewelry exceeds the value of an individual item under your personal property protection.
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  • 5 Things To Know About Auto Insurance


    Need to buy auto insurance and have some questions about it? It will help to know the following five things as you are shopping around.  What Is A Household Rating? Be aware that insurance companies use a household rating to determine your auto insurance premiums. They essentially look at the people that live in your household, based on who would be a passenger and a potential driver, and use this to determine how much you pay for premiums.
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  • 4 Top Reasons To Purchase Homeowners' Insurance


    You have probably watched calamities where trees fell on houses during a storm or because of age and lightning strikes. When such a calamity happens, it will crush your home and give you a massive repair bill to handle. You might find it close to impossible to manage unless you have homeowner's insurance coverage. Besides getting coverage in times of disaster, there are other reasons why you should get a homeowner's insurance premium.
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