Cassandra Dean

  • Renting A Home? 4 Things You Need To Know About Renters Insurance


    If you rent a house and you don't currently have an active renters insurance policy, you need to change that as soon as possible. Being without renters insurance can leave you facing quite a few problems if the home you're renting is damaged in a flood, fire, or another disaster. Here are four things you need to know about renters insurance. Your Landlords Insurance Won't Cover Your Losses If you're like most people, you probably think that your landlord's insurance policy will protect your belongings.
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  • Will Your Homeowner's Insurance Pay For Tree Damage?


    Your homeowner's insurance coverage can pay for tree damages to your property; it depends on the exact circumstances of the damage. Below are the three major issues that determine whether your insurance carrier settles your tree damage claim. Cause of Damage The home insurance carrier will want to know what caused the tree to fall in the first place. Home insurance companies only compensate for accidental damage, and accidental damages are usually sudden.
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  • 4 Common Car Insurance Misconceptions


    Having the right auto insurance coverage can give you added peace of mind while you're behind the wheel. Unfortunately, there's a lot of misinformation out there about auto insurance coverage that could lead you to choosing the wrong policy or making other common mistakes. By being aware of some of these common misconceptions, you can stay better informed when it comes to your coverage. Getting a Quote Will Hurt Your Credit Score
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  • 3 Tips For Saving On Auto Insurance


    If you plan on owning a vehicle, personal auto insurance is a must throughout much of the country. In fact, there are only two states, New Hampshire and Virginia, where auto insurance is not a requirement. Even if you live in these states, you will still want auto insurance in case of an accident. While insurance does come in handy if you are in an accident, it can be a challenge to find an affordable policy.
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  • Need Renter's Insurance? 3 Things To Know


    When you rent a home, you should always carry your own renter's insurance policy. Renter's insurance policies are affordable and are the best way to protect your belongings. When choosing a policy, there are a few technical things you need to know and consider. #1 Different Types of Coverage There are two different types of coverage you can purchase for your rental home. You can choose between an actual cash value plan or a replacement value plan.
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  • Should You Keep Homeowner's Insurance After Paying Off Your Mortgage?


    One of the top reasons people have homeowner's insurance is to fulfill the requirement their lenders have for this. When you have a loan on your home, you cannot go without home insurance. Your lender will make you purchase a policy and will even purchase a policy for you if you do not do so on your own. When you pay off your mortgage, though, this requirement will no longer be valid, which means you could cancel your homeowner's insurance if you want to.
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  • 3 Useful Tips To Keep In Mind When Purchasing Commercial Insurance As A Trucker


    If you work as a full-time trucker, you'll need commercial truck insurance. Otherwise, you'd be liable for a lot should you get involved in an accident. Choosing an appropriate insurance policy as a trucker doesn't have to be that complex if you use these tips:  Gather Multiple Quotes Online  Before you key in on any one particular insurance policy, you first need to find out what a good rate is. You can do just that by gathering estimates from different insurance providers.
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  • Open Your Own Construction Company? Four Steps ro Help You Avoid Costly Problems


    When you've recently opened your own construction business, you can't afford to take chances, especially when it comes to dealing with your clients. When you're starting out in the construction business, it's easy to make mistakes. Unfortunately, some mistakes can end up being quite costly. To help you avoid costly mistakes, here are some steps you should follow. Have the Right Insurance Coverage When you run a construction company, it's crucial that you have the right insurance coverage at all times.
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  • Understanding Accident Forgiveness In Auto Insurance


    Auto insurance companies use numerous factors to determine the premiums you should pay for their coverage. One of these factors is your accident history, which is an indicator of your future accident risk. Therefore, it makes sense that a driver with multiple accidents in their driving history will pay higher premiums than a driver with a clean driving history. This is the reason your rates may hike if you have been involved in an accident.
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  • How Pollution Liability Coverage Can Help Your Business


    Pollution liability coverage is not something most people think they need to purchase for their business. However, this coverage can help you avoid financial ruin if you have been accused of pollution-related damages. Here are some of the specific things pollution liability coverage can help you with: Defense Cost for Pollution Lawsuits One of the most expensive lawsuits your business can ever face is that of pollution. First, expect the plaintiff side to have a number of interested parties such as the government and environmentalists.
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