Cassandra Dean

  • What Is Gap Insurance And Who Needs It?


    If your car is involved in an auto accident, you might find yourself in a situation where the value of the car is less than what you owe on it. In such a case, you might be forced to use your personal assets to bridge the gap (after the insurance compensates you up to your coverage limit). However, your auto insurance coverage can compensate you up to the value of the car if you have gap insurance coverage.
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  • How Does A Grace Period Work With Auto Insurance?


    When you have car insurance and are on a plan to pay by the month, you will need to make sure you pay your bill every month on time. If you do not do this, you could end up facing some pretty steep consequences. Fortunately, your insurance policy may offer a grace period. This period of time is important to understand when you have auto insurance, and here are a few things to know about it.
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  • The Basics Of Getting Workers Compensation Insurance


    Workers comp insurance is a fundamental part of the relationship between many businesses and their workers. It's a good idea, however, to understand the basics of the system. Let's look at four things you should know about workers compensation insurance. Are You Required to Carry Comp? The answer varies from state to state. For example, Pennsylvania has a strict rule that any business that has even one employee must carry workers compensation insurance.
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  • Tips For Handling A Parking Lot Car Accident


    If you ever park your car in parking lots while shopping or doing business, there is always a chance you could end up in an accident. You might cause an accident by hitting a parked or moving car, or you might get hit by another car. In any case, here are several things you should understand about parking lot accidents and how auto insurance works for these types of incidents.
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  • 4 Auto Insurance Terms To Know


    If you own and operate a vehicle, you will need to purchase automobile insurance. In most states, a minimum amount of coverage is required by law. Therefore, educating yourself on this important type of insurance is imperative. With this guide, you will learn a few essential terms to know and fully understand when securing auto insurance. Deductible  A deductible is a confusing term for most people even though it is a common term associated with all of your different insurance policies — homeowners and health included.
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  • Renting A Home? 4 Things You Need To Know About Renters Insurance


    If you rent a house and you don't currently have an active renters insurance policy, you need to change that as soon as possible. Being without renters insurance can leave you facing quite a few problems if the home you're renting is damaged in a flood, fire, or another disaster. Here are four things you need to know about renters insurance. Your Landlords Insurance Won't Cover Your Losses If you're like most people, you probably think that your landlord's insurance policy will protect your belongings.
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  • Will Your Homeowner's Insurance Pay For Tree Damage?


    Your homeowner's insurance coverage can pay for tree damages to your property; it depends on the exact circumstances of the damage. Below are the three major issues that determine whether your insurance carrier settles your tree damage claim. Cause of Damage The home insurance carrier will want to know what caused the tree to fall in the first place. Home insurance companies only compensate for accidental damage, and accidental damages are usually sudden.
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  • 4 Common Car Insurance Misconceptions


    Having the right auto insurance coverage can give you added peace of mind while you're behind the wheel. Unfortunately, there's a lot of misinformation out there about auto insurance coverage that could lead you to choosing the wrong policy or making other common mistakes. By being aware of some of these common misconceptions, you can stay better informed when it comes to your coverage. Getting a Quote Will Hurt Your Credit Score
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  • 3 Tips For Saving On Auto Insurance


    If you plan on owning a vehicle, personal auto insurance is a must throughout much of the country. In fact, there are only two states, New Hampshire and Virginia, where auto insurance is not a requirement. Even if you live in these states, you will still want auto insurance in case of an accident. While insurance does come in handy if you are in an accident, it can be a challenge to find an affordable policy.
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  • Need Renter's Insurance? 3 Things To Know


    When you rent a home, you should always carry your own renter's insurance policy. Renter's insurance policies are affordable and are the best way to protect your belongings. When choosing a policy, there are a few technical things you need to know and consider. #1 Different Types of Coverage There are two different types of coverage you can purchase for your rental home. You can choose between an actual cash value plan or a replacement value plan.
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