Cassandra Dean

  • 4 Benefits of Carrying a Renter's Insurance Policy


    When you rent an apartment or home, it is still essential to protect yourself with the proper insurance. Renter's insurance is affordable on a month-to-month basis and can provide you with a wide range of benefits. Protects Your Personal Belongings When you rent a home, you are not responsible for taking care of the structure of the building. Your landlord's property insurance covers that. However, it doesn't cover the things you have inside of the building.
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  • What Is Open Enrollment And What Should You Check?


    If you have recently turned 26 and are a bit new to insurance, there is a lot to learn. One thing that you need to be aware of and looking forward to is your next open enrollment period. This is true whether you are on government or employer-sponsored insurance. Each year (usually towards the end of the year) you will have the opportunity to investigate different insurance plans and compare them with your own.
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  • 3 Reasons Why You Should Choose an Independent Auto Insurance Agent


    Working with an independent auto insurance agent is a better way of optimizing your chances of getting a reliable auto insurance company to work with. An independent auto insurance agent will help you source well-thought-after insurance packages that will meet your needs perfectly. Here are some reasons why you should consider choosing an independent car insurance agent. 1. They Offer a Wide Range of Choices An independent auto insurance agent represents several auto insurance companies offering a wide variety of coverage options and price points.
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  • Planning To Buy A New Car? 5 Car Insurance Tips For First Time Buyers


    Owning a car has numerous benefits — it's more convenient than using public transport and saves you time. But car ownership comes with some financial responsibilities, including car insurance. Most car buyers know that they need to buy car insurance, but amid the excitement of owning a brand-new car, you may not do your research as carefully as you should. When purchasing your first car, finding the right auto insurance can be a daunting task.
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  • Want Cheap Car Insurance? Don't Be Fooled By These Myths About Inexpensive Coverage


    Car insurance may be a necessary expense, but there is never a need to pay more than what you should for good coverage. Even though cheap car insurance is out there, many people allow several myths to get in the way of seeking auto insurance at a lower rate. Myth: Cheap car insurance usually means lacking coverage. While cheaper car insurance may mean you have less coverage, paying less does not always mean you don't have a good policy that covers most incidents.
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  • 4 Simple Ways To Expedite Your Car Insurance Claim


    A car accident can happen at any time; if you're ever involved in an accident, you should be able to rely on your auto insurance carrier to pay for your covered expenses. This may include anything from physical damage to your car or property to medical bills and lost wages resulting from your injuries. Even with the right coverage, however, the process of settling an auto insurance claim can often be long and drawn-out.
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  • Important Home Insurance Terms Homeowner Should Know


    When you are in the market for home insurance, you may hear a lot of terms and acronyms being thrown around. These terms are often confusing unless you've done your research or are familiar with insurance. To ensure you are getting the coverage you need and know what you are purchasing, you should be familiar with some of these major home insurance terms. ACV (Actual Cash Value) ACV refers to the market value of your losses minus any depreciation.
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  • 3 Tips When You're Buying Auto Insurance


    Life is all about managing risk. Some risks are more pronounced than others, and it's up to you to manage them the best you can. One of the most important areas of risk management involves your vehicle and safety while you drive. You will need to buy an auto insurance policy that you can use if you're ever in an accident or if something happens to your vehicle. Here's the info that you should know about buying a policy that will fit your needs.
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  • Tips For Companies Offering Group Health Insurance Plans


    A lot of companies today offer group health insurance. It's a way for employees to get health insurance in an affordable way and that makes them want to stay with companies for longer. If you use these tips when offering said health insurance to employees, then you'll make the most out of these specialty plans. Market It Early On As soon as you bring new employees on board, you want to emphasize the employee benefits you offer.
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  • 3 Questions To Ask When Buying Home Insurance


    Having homeowner's insurance is not an option if you own a home, but you get the option of choosing your coverage types and amounts. As you prepare to buy a policy, you might wonder what questions to ask the agent. If you are wondering about this, here are three good questions you should consider asking. How Much Structural Coverage Should You Buy? One of the main things a home insurance policy covers is the structure of your house.
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