Blog

  • Determining Liability For A Car-Livestock Crash


    An adult cow weighs thousands of pounds, which means colliding with one can cause you significant injuries and damages, not forgetting the injury inflicted on the cow. Therefore, in case you crash into a cow (or any other livestock), it's important to know who is responsible for the losses. These four questions can help you determine who should pay for the damages incurred in the accident: Where Were You Driving?
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  • The Variations in Replacement Costs as a Part of Homeowners Insurance Coverage


    You have probably heard that you can insure your home for its replacement value, which means your insurer will pay to reconstruct your house if it's destroyed by a covered risk. However, this is a generalization because nobody can foresee how much your house will cost to construct in the future. That is why insurers have come up with these three different solutions: Replacement Cost Conventional replacement cost ensures that your house is replaced or repaired as long as the repair or replacement cost doesn't exceed a preset dollar limit.
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  • 3 Tips For Saving Money On SR-22 Insurance


    If you have recently been convicted of a crime like driving without a license, driving with no insurance or drinking and driving, the courts might have decided that in order for you to have your driver's license, you have to have an SR-22 insurance certificate. As you might already know, this can be a bit more costly than your car insurance might have been in the past, but there are still ways that you can keep costs reasonable.
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