Understanding Accident Forgiveness In Auto Insurance

Posted on: 26 September 2018
Auto insurance companies use numerous factors to determine the premiums you should pay for their coverage. One of these factors is your accident history, which is an indicator of your future accident risk. Therefore, it makes sense that a driver with multiple accidents in their driving history will pay higher premiums than a driver with a clean driving history. This is the reason your rates may hike if you have been involved in an accident.
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How Pollution Liability Coverage Can Help Your Business

Posted on: 25 July 2018
Pollution liability coverage is not something most people think they need to purchase for their business. However, this coverage can help you avoid financial ruin if you have been accused of pollution-related damages. Here are some of the specific things pollution liability coverage can help you with: Defense Cost for Pollution Lawsuits One of the most expensive lawsuits your business can ever face is that of pollution. First, expect the plaintiff side to have a number of interested parties such as the government and environmentalists.
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Insurance Considerations Before Registering Your New Car

Posted on: 6 June 2018
Check with your state if you will need to insure your car before registering it. In some states, you may be required to insure your car before registering it. For example, in the state of New York, you will need to have automobile liability insurance coverage before registering your car. In some cases, you make get insurance for a car that is not in your title. If you use another person's vehicle on a regular basis, it may be advisable to an auto insurance policy in your name to protect yourself from any liabilities.
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Getting A Motorcycle This Year? 4 Things To Know About Motorcycle Insurance

Posted on: 21 April 2018
If you are considering purchasing a motorcycle this spring or summer, you need to make sure that you understand your legal insurance obligations as well as how motorcycle insurance works. 1. You are Required to Carry Liability Insurance The first thing that you need to know is that you are required to carry insurance on your motorcycle, just like you are with a vehicle. Similar to auto insurance, you are required to carry bodily injury and property damage liability insurance.
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