If you own a business, you probably have business insurance, but do you have the coverage you need to protect your business? Hello, my name is Lyman Hawkins and this is my blog about business insurance. I don't own a business, but my parents did for several years. They always had a business insurance policy, but when they needed to use their insurance, they didn't have the coverage they needed. After this problem occurred, I did a lot of research about business insurance so that they could get the type of policy they needed. I wanted to write this blog to share the information I learned with other business owners. In this blog you'll learn about the different types of polices and why you need them. I hope that my blog answers all your questions about business insurance so you can get the coverage you need.
Posted on:
28 March 2017
Auto insurance rates can run you an average of $100 to $200 a month, depending on where you live. Even though you need this type of insurance if you own a car, you don't need to pay top dollar. However, getting a cut-rate plan that meets the bare minimum of requirements may not cover you when you really need it. But that doesn't mean your only option is to pay top dollar.
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Posted on:
24 March 2017
If you have homeowners insurance, you may think you are completely covered no matter what happens. Unfortunately, this is likely not the case. Below are four areas of coverage you should ask your insurance company about.
Earthquake
Your insurance company may not automatically cover earthquake damage even if you live in an earthquake zone. Even a small earthquake can cause a lot of damage to a home. If you add this coverage to your policy and an earthquake damages your home, your insurance company may even help cover costs if you have to stay in a hotel while your home is being repaired.
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Posted on:
22 March 2017
Car insurance is one of those things people know they have to pay for every month but are not always so happy about it. If your car insurance premiums become very expensive, you may even dread paying them. There are many different factors that can cause your car insurance rates to go up, such as speeding tickets and a low credit score. If you are willing to make some changes, it's possible to have more affordable insurance.
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Posted on:
22 March 2017
Getting a driver's license can be a major accomplishment for any teen, but it can also mean that your auto insurance premiums increase due to the increased risk of insuring a teen driver. If your teen gets into an accident your monthly premiums could increase even further, so taking precautions to help your teen avoid an accident can be a great way to keep your auto insurance rates as low as possible.
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