Insurance

  • Understanding Accident Forgiveness In Auto Insurance


    Auto insurance companies use numerous factors to determine the premiums you should pay for their coverage. One of these factors is your accident history, which is an indicator of your future accident risk. Therefore, it makes sense that a driver with multiple accidents in their driving history will pay higher premiums than a driver with a clean driving history. This is the reason your rates may hike if you have been involved in an accident.
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  • How Pollution Liability Coverage Can Help Your Business


    Pollution liability coverage is not something most people think they need to purchase for their business. However, this coverage can help you avoid financial ruin if you have been accused of pollution-related damages. Here are some of the specific things pollution liability coverage can help you with: Defense Cost for Pollution Lawsuits One of the most expensive lawsuits your business can ever face is that of pollution. First, expect the plaintiff side to have a number of interested parties such as the government and environmentalists.
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  • Insurance Considerations Before Registering Your New Car


    Check with your state if you will need to insure your car before registering it. In some states, you may be required to insure your car before registering it. For example, in the state of New York, you will need to have automobile liability insurance coverage before registering your car. In some cases, you make get insurance for a car that is not in your title. If you use another person's vehicle on a regular basis, it may be advisable to an auto insurance policy in your name to protect yourself from any liabilities.
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  • Getting A Motorcycle This Year? 4 Things To Know About Motorcycle Insurance


    If you are considering purchasing a motorcycle this spring or summer, you need to make sure that you understand your legal insurance obligations as well as how motorcycle insurance works. 1. You are Required to Carry Liability Insurance The first thing that you need to know is that you are required to carry insurance on your motorcycle, just like you are with a vehicle. Similar to auto insurance, you are required to carry bodily injury and property damage liability insurance.
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  • Just Bought Your First Home? 3 Tips To Reduce The Cost Of Home Insurance


    After buying your first home, you'll be faced with the need to get home insurance to protect both your home and all of your belongings indoors. If you've never sought out home insurance in the past due to living with your parents or renting an apartment, it can be difficult to know where to start with choosing an insurance plan that suits your needs and isn't priced too high. Before signing up for any home insurance plan, consider the following tips that can help reduce the cost of your insurance considerably.
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  • 3 Things You Can Do Now To Lower Your Homeowner's Insurance


    The key to avoiding several financial issues in life will rest in having the right amount of insurance in place. For instance, taking time to secure your homeowner's policy is likely to be a must do. However, you may be extremely interested in finding ways to keep these costs down. Being aware of things you can to that enables you to pay less immediately is sure to be to your benefit.
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  • Suffered Severe Damage To Your Home? 3 Reasons Why You Need An Insurance Loss Consultant On Your Team


    If you've suffered damage to your home, and the damage is covered by your homeowners insurance, you're going to want a team of experts on your side when you file your claim. That's the best way to ensure that your claim is handled properly, and that you receive the compensation you're entitled to. One of the professionals you'll need on your team will be an insurance loss consultant. While you may think that a public adjuster will be able to handle everything for you, that's not exactly true.
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  • 3 Types Of Home Improvements That May Lower Your Insurance


    One of the things you will want to do is have the right amount of coverage in your home. This can be the key to getting yours through some tough situations. For instance, if a catastrophic storm was to damage your home, you will want to have help paying for the damage. This is what home insurance can do for you. However, working to keep your annual premiums low should be at the top of your to-do list.
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  • What Should You Know About Insuring Your Food Truck?


    If you've recently begun making plans to launch your own rolling restaurant, you may find yourself periodically running into roadblocks when it comes to establishing a business address, securing insurance for both your food truck and its contents, and sifting through all the necessary permitting requirements to legally operate your business. Because the food truck industry is a relatively new one, many companies that specialize in business operations have not yet evolved to expand their services to those who operate mobile restaurants.
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  • Insurance Pros: Why You Should Go Beyond Taking The Required Continuing Education Credits


    If you're in the insurance industry you're required to take continuing education credits. However, you can use continuing education credits to not only meet your required education, but to improve your business. Going beyond the required continued education, or CE, could increase your pay, expertise, and networking opportunities. You Could Get Paid More Some continued education facilities offer beyond the required amount of education and pursuing courses like these is in your best interest.
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