Posts

  • Homeowners Insurance Updates: Things You Should Always Let Your Agent Know


    As a homeowner, your homeowner's insurance policy is far more important than you might give it credit for. In fact, many homeowners underestimate the importance of their insurance policy until they actually need it. Those homeowners often secure their home insurance when they get their mortgage, renewing the policy every year and not really thinking much about it afterward. The fact is that there are some things you should notify your homeowner's insurance agent about as soon as possible.
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  • 4 Important Homeowner Insurance Riders To Consider


    You want your homeowner's insurance to provide you with all the protection you need. For your policy to do that, often, you need to add riders onto your insurance policy. A standard policy is designed to cover the basics. If you want complete coverage, you need to add riders to your policy.   1. Jewelry One of the most common types of a rider is a jewelry rider. If you have a wedding or engagement ring, or any family heirlooms, there is a good chance that the value of your jewelry exceeds the value of an individual item under your personal property protection.
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  • 5 Things To Know About Auto Insurance


    Need to buy auto insurance and have some questions about it? It will help to know the following five things as you are shopping around.  What Is A Household Rating? Be aware that insurance companies use a household rating to determine your auto insurance premiums. They essentially look at the people that live in your household, based on who would be a passenger and a potential driver, and use this to determine how much you pay for premiums.
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  • 4 Top Reasons To Purchase Homeowners' Insurance


    You have probably watched calamities where trees fell on houses during a storm or because of age and lightning strikes. When such a calamity happens, it will crush your home and give you a massive repair bill to handle. You might find it close to impossible to manage unless you have homeowner's insurance coverage. Besides getting coverage in times of disaster, there are other reasons why you should get a homeowner's insurance premium.
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  • 3 Tips For Choosing Life Insurance


    While most people don't want to think about leaving friends and family behind, your untimely death can mean financial hardship for your loved ones. A life insurance policy offers a way to protect your family after you die. Life insurance can pay for your home, college, and other vital expenses. In addition, having a life insurance policy means having peace of mind. However, finding the right life insurance can be challenging.
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  • How Familiar Are You With Your Home Insurance Policy?


    Does your homeowners' insurance policy provide you with coverage in the event of a flood? You may be surprised to learn that unless you have purchased additional flood insurance, the answer to this question is typically no. You may also be surprised to learn that while most standard home insurance policies do not offer flood protection, they do offer protection for your cell phone. If you are not quite as familiar with your homeowners' insurance policy as you thought you were, don't feel bad.
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  • Mistakes To Avoid When Buying Or Renewing An Auto Insurance Policy


    A car is a large investment that requires protection at all costs. Purchasing an auto insurance policy is one of the best ways you can protect your car. Besides, most states require car owners to have an automobile policy. You risk jail time or hefty fines if you don't have an auto insurance policy.  As much as insurance is essential, you should be careful not to make any mistakes. Here are some of the blunders people make when buying auto insurance.
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  • 4 Benefits of Carrying a Renter's Insurance Policy


    When you rent an apartment or home, it is still essential to protect yourself with the proper insurance. Renter's insurance is affordable on a month-to-month basis and can provide you with a wide range of benefits. Protects Your Personal Belongings When you rent a home, you are not responsible for taking care of the structure of the building. Your landlord's property insurance covers that. However, it doesn't cover the things you have inside of the building.
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  • What Is Open Enrollment And What Should You Check?


    If you have recently turned 26 and are a bit new to insurance, there is a lot to learn. One thing that you need to be aware of and looking forward to is your next open enrollment period. This is true whether you are on government or employer-sponsored insurance. Each year (usually towards the end of the year) you will have the opportunity to investigate different insurance plans and compare them with your own.
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