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  • Ask Your Insurance Agent If Your Homeowners Insurance Policy Covers These Four Things


    If you have homeowners insurance, you may think you are completely covered no matter what happens.  Unfortunately, this is likely not the case. Below are four areas of coverage you should ask your insurance company about. Earthquake Your insurance company may not automatically cover earthquake damage even if you live in an earthquake zone. Even a small earthquake can cause a lot of damage to a home. If you add this coverage to your policy and an earthquake damages your home, your insurance company may even help cover costs if you have to stay in a hotel while your home is being repaired.
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  • 4 Tips For Lowering Your Car Insurance


    Car insurance is one of those things people know they have to pay for every month but are not always so happy about it. If your car insurance premiums become very expensive, you may even dread paying them. There are many different factors that can cause your car insurance rates to go up, such as speeding tickets and a low credit score. If you are willing to make some changes, it's possible to have more affordable insurance.
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  • 3 Often-Overlooked Skills To Teach Your Teen Driver


    Getting a driver's license can be a major accomplishment for any teen, but it can also mean that your auto insurance premiums increase due to the increased risk of insuring a teen driver. If your teen gets into an accident your monthly premiums could increase even further, so taking precautions to help your teen avoid an accident can be a great way to keep your auto insurance rates as low as possible.
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  • Determining Liability For A Car-Livestock Crash


    An adult cow weighs thousands of pounds, which means colliding with one can cause you significant injuries and damages, not forgetting the injury inflicted on the cow. Therefore, in case you crash into a cow (or any other livestock), it's important to know who is responsible for the losses. These four questions can help you determine who should pay for the damages incurred in the accident: Where Were You Driving?
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  • The Variations in Replacement Costs as a Part of Homeowners Insurance Coverage


    You have probably heard that you can insure your home for its replacement value, which means your insurer will pay to reconstruct your house if it's destroyed by a covered risk. However, this is a generalization because nobody can foresee how much your house will cost to construct in the future. That is why insurers have come up with these three different solutions: Replacement Cost Conventional replacement cost ensures that your house is replaced or repaired as long as the repair or replacement cost doesn't exceed a preset dollar limit.
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  • 3 Tips For Saving Money On SR-22 Insurance


    If you have recently been convicted of a crime like driving without a license, driving with no insurance or drinking and driving, the courts might have decided that in order for you to have your driver's license, you have to have an SR-22 insurance certificate. As you might already know, this can be a bit more costly than your car insurance might have been in the past, but there are still ways that you can keep costs reasonable.
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